Cruze is the daughter of financial guru Dave Ramsey, co-host of Smart Money Happy Hour with Kamel and host of The Rachel Cruze Show. A two-time No. 1 national bestselling author, she has worked at Ramsey Solutions since 2010 teaching budgeting and debt avoidance. She has also rejected the notion that her childhood was obsessively money-focused, saying her parents taught money practically while expecting kids to earn it.